ETS Forum for Kentucky

Hello Barbara, Great question. Kentucky allows insurance companies to offer a defensive driving / mature driver discount, and many carriers in the state apply it for drivers 55 and older for three years after completion. To activate it: - Email or upload your completion certificate to your insurer - Ask whether they offer the mature driver discount and the percentage (commonly 5-10 percent) - Mark the 3-year expiration on your calendar so you can re-take the course before it lapses Different carriers have slightly different rules, so it is worth calling two or three to compare. Kentucky Mature Driver Course Please let us know if you have any further questions!

Hello Frank, Thanks for asking — this is an important distinction. In Kentucky, CDL holders generally cannot use a traffic school or state traffic safety course to mask or dismiss a moving violation, even one received in a personal vehicle. A few things to confirm: - Call the Jefferson County District Court and ask about resolution options available specifically to CDL holders - The FMCSA requires CDL holders' violations to remain visible on the driving record regardless of state-level masking programs - You can still take the course voluntarily for safety value, but it will not dismiss the citation We can hold any enrollment until you confirm with the court. Kentucky CDL Training (ELDT) Course Please let us know if you have any further questions!