ETS Forum for Fayette in Kentucky
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Mature driver discount in Kentucky?
I am 67 and live in Lexington. Will my insurance lower my rate if I take the mature driver course?
Hello Barbara, Great question. Kentucky allows insurance companies to offer a defensive driving / mature driver discount, and many carriers in the state apply it for drivers 55 and older for three years after completion. To activate it: - Email or upload your completion certificate to your insurer - Ask whether they offer the mature driver discount and the percentage (commonly 5-10 percent) - Mark the 3-year expiration on your calendar so you can re-take the course before it lapses Different carriers have slightly different rules, so it is worth calling two or three to compare. Kentucky Mature Driver Course Please let us know if you have any further questions!