ETS Forum for Kentucky

Hello Garrett, In Kentucky, accumulating 12 points within a 2-year period leads to a mandatory driver's license suspension hearing: - The Kentucky Transportation Cabinet (KYTC) permits eligible drivers to attend state-approved traffic school once every 12 months to cancel citation points - If referred by the Kenton County District Court in Covington, completing the course keeps the violation points off your active record - We report your completion record so KYTC can record compliance and maintain your active driving privileges. Kentucky Mature Driver Course Please let us know if you have any further questions!

Hello Ronald, Under Kentucky Revised Statutes § 304.13-063, mature drivers qualify for a mandatory auto insurance discount: - Drivers aged 55 and older who complete an approved driver improvement course receive a mandatory insurance discount for 3 years - The discount typically saves between 5 and 15 percent on your auto liability, collision, and medical payment coverages - Provide a copy of your course completion certificate to your insurance carrier in Owensboro to apply the rate reduction. Kentucky Mature Driver Course Please let us know if you have any further questions!

Hello Patricia, Yes! Kentucky state law (KRS 304.13-063) provides a mandatory auto insurance discount for mature drivers: - Drivers aged 55 and older who complete an approved driver improvement course are entitled to a premium discount for 3 years - The discount applies to liability, collision, and no-fault coverages with all licensed insurance companies operating in Kentucky - Simply download your certificate of completion and email or mail a copy to your auto insurance agent in Bowling Green. Kentucky Mature Driver Course Please let us know if you have any further questions!

Hello Barbara, Great question. Kentucky allows insurance companies to offer a defensive driving / mature driver discount, and many carriers in the state apply it for drivers 55 and older for three years after completion. To activate it: - Email or upload your completion certificate to your insurer - Ask whether they offer the mature driver discount and the percentage (commonly 5-10 percent) - Mark the 3-year expiration on your calendar so you can re-take the course before it lapses Different carriers have slightly different rules, so it is worth calling two or three to compare. Kentucky Mature Driver Course Please let us know if you have any further questions!

Hello Frank, Thanks for asking — this is an important distinction. In Kentucky, CDL holders generally cannot use a traffic school or state traffic safety course to mask or dismiss a moving violation, even one received in a personal vehicle. A few things to confirm: - Call the Jefferson County District Court and ask about resolution options available specifically to CDL holders - The FMCSA requires CDL holders' violations to remain visible on the driving record regardless of state-level masking programs - You can still take the course voluntarily for safety value, but it will not dismiss the citation We can hold any enrollment until you confirm with the court. Kentucky CDL Training (ELDT) Course Please let us know if you have any further questions!