ETS Forum for New York

Hello Gloria, Yes — completing PIRP gives you both benefits together: - The New York DMV applies a reduction of up to 4 points on your record (only points received in the 18 months before completion) - New York insurers are required by law to offer at least a 10 percent reduction on liability, no-fault, and collision premiums for 3 years Practical notes: - We electronically report PIRP completion to the New York DMV - For the insurance discount, email or upload your certificate to your auto insurer - You can take PIRP once every 18 months for renewing the benefits New York PIRP (Point and Insurance Reduction Program) Please let us know if you have any further questions!

Hello Aaron, Good question. New York DMV's Point and Insurance Reduction Program (PIRP) is set at 320 minutes (about 5 hours, 20 minutes) by state law — this is the minimum required to qualify for both the 4-point reduction and the 10 percent insurance discount. Important details: - The 320 minutes is timed actively — you cannot fast-forward - The course can be split across multiple days - The 4-point reduction and 10 percent discount apply automatically once you pass If you step away, the timer pauses. Most students complete the course over 2 or 3 sessions. New York PIRP (Point and Insurance Reduction Program) Please let us know if you have any further questions!