ETS Forum for New Castle in Delaware
Q&A by city / Towns
Browse by City New Castle
Still have questions?
Get a direct, official answer straight from an ETS representative.
All Questions of New Castle County
Newark Delaware defensive driving course refresher for 15 percent insurance discount
I completed the basic Delaware course 3 years ago in Newark. Can I take the 3-hour refresher course now for a 15 percent insurance discount?
Hello Christine, Yes, under Delaware state law, completing the defensive driving refresher course provides enhanced insurance benefits: - If you completed the initial 6-hour course within the past 3 years, you are eligible for the 3-hour refresher course - The refresher course elevates your mandatory auto insurance discount from 10 percent up to 15 percent for another 3 years - You also receive an automatic 3-point driving record credit with the Delaware Division of Motor Vehicles. Delaware Defensive Driving Course Please let us know if you have any further questions!
How does the 10 percent Delaware insurance discount work?
I keep hearing that Delaware insurance companies have to give a 10 percent discount after this course. Is that really automatic?
Hello Brian, Yes — Delaware law (21 Del. C. §2733) requires auto insurers to provide a 10 percent discount on liability, personal injury protection, and collision premiums for three years after a driver successfully completes an approved defensive driving course. To activate the discount: - Email or upload your completion certificate to your insurer - Ask them to confirm the discount in writing and the effective date - Note the 3-year expiration date on your calendar so you can re-take the course to renew the discount The discount applies to the policyholder; if you share a policy with a spouse, both of you may want to take the course separately. We can resend the certificate any time. Delaware Defensive Driving Course Please let us know if you have any further questions!