ETS Forum for Delaware

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I completed the basic Delaware course 3 years ago in Newark. Can I take the 3-hour refresher course now for a 15 percent insurance discount?

回答

Hello Christine, Yes, under Delaware state law, completing the defensive driving refresher course provides enhanced insurance benefits: - If you completed the initial 6-hour course within the past 3 years, you are eligible for the 3-hour refresher course - The refresher course elevates your mandatory auto insurance discount from 10 percent up to 15 percent for another 3 years - You also receive an automatic 3-point driving record credit with the Delaware Division of Motor Vehicles. Delaware Defensive Driving Course Please let us know if you have any further questions!


相關標籤 “Newark Delaware defensive driving course refresher for 15 percent insurance discount”
Insurance Discount Points on Record

Does completing the 6-hour defensive driving course in Dover give both a 3-point credit on my Delaware driving record and an insurance discount?

回答

Hello Valerie, Yes, completing a state-approved Delaware defensive driving course provides a mandatory dual benefit: - Delaware DMV automatically applies a 3-point credit to your driving record, which remains valid for up to 3 years - By Delaware state law, insurance providers must grant a mandatory 10 percent discount on liability and collision coverage for 3 years - After 3 years, you can take a shorter 3-hour refresher course to boost the discount up to 15 percent. Delaware Defensive Driving Course Please let us know if you have any further questions!


相關標籤 “Delaware 3-point credit and auto insurance discount in Dover”
Insurance Discount Points on Record

My certificate from the Lewes course came back with my first name spelled wrong. Can it be corrected so the insurance company accepts it?

回答

Hello Michelle, Of course — name corrections are simple as long as we receive a request before the certificate is submitted to any agency. To fix it: - Reply with your account email, your order number, and the correct spelling exactly as it appears on your driver's license - We will re-issue the corrected certificate within one business day - The old version is automatically voided on our side so there is no risk of duplication If the certificate has already been sent to your insurer, we will also notify them of the correction so the discount applies to the right person. Delaware Defensive Driving Course Please let us know if you have any further questions!


相關標籤 “My name is misspelled on the certificate”
Certificate

I keep hearing that Delaware insurance companies have to give a 10 percent discount after this course. Is that really automatic?

回答

Hello Brian, Yes — Delaware law (21 Del. C. §2733) requires auto insurers to provide a 10 percent discount on liability, personal injury protection, and collision premiums for three years after a driver successfully completes an approved defensive driving course. To activate the discount: - Email or upload your completion certificate to your insurer - Ask them to confirm the discount in writing and the effective date - Note the 3-year expiration date on your calendar so you can re-take the course to renew the discount The discount applies to the policyholder; if you share a policy with a spouse, both of you may want to take the course separately. We can resend the certificate any time. Delaware Defensive Driving Course Please let us know if you have any further questions!


相關標籤 “How does the 10 percent Delaware insurance discount work?”
Insurance Discount
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