ETS Forum for Cumberland in Maine

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All Questions of Cumberland County

Will taking this course remove demerit points in South Portland and lower my auto insurance premiums in Maine?

Answer

Hello Vincent, Yes, completing an approved Maine defensive driving course provides both points relief and insurance savings: - Maine Bureau of Motor Vehicles (BMV) awards a 3-point demerit credit to licensed drivers once every 365 days - Most Maine auto insurance carriers also grant a voluntary 5 to 10 percent discount on liability and collision coverages for 3 years - Submit your completion certificate to the Maine BMV Driver Services Division in Augusta and furnish a copy to your local insurance agent. Maine Defensive Driving Course Please let us know if you have any further questions!


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Points on Record Insurance Discount

My insurance agent in Portland wants verification of the course before applying the discount. Can you send something to them?

Answer

Hello Peter, Yes — we can send a verification letter directly to your insurance carrier with the course name, completion date, your name, and your driver's license number. Reply with: - The insurance company name - The agent's email address or fax - Your policy number, if you have it handy We typically send the verification within one business day. The certificate you received also serves as proof — most carriers accept either format. Maine Defensive Driving Course Please let us know if you have any further questions!


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Insurance Discount
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