ETS Forum for Minnesota
按縣查看問答
還有其他問題?
直接從 ETS 代表取得官方解答。
所有 Minnesota 問題
Senior course in Saint Paul — is it different?
I am 72 and live in Saint Paul. Is the senior version of the course different from the regular one?
Hello Eleanor, Yes — the Minnesota mature driver refresher is a shorter 4-hour course designed specifically for drivers 55 and older, with content focused on vision changes, reaction time, and medication effects, in addition to the standard defensive driving topics. Two things to know: - The first-time mature driver course is 8 hours; the refresher (every 3 years) is 4 hours - Both qualify for the Minnesota 10 percent insurance discount under Minn. Stat. §65B.28 - You can enroll based on which version you need; we will guide you at signup The course is fully online and saves your progress automatically. Minnesota Mature Driver Course Please let us know if you have any further questions!
Is the Minnesota 10 percent discount automatic?
I keep seeing that Minnesota insurance companies have to give a 10 percent discount after defensive driving. Does it happen automatically?
Hello John, Almost — Minnesota law (Minn. Stat. §65B.28) requires auto insurers to provide a 10 percent discount on premiums for drivers 55 and older who complete an approved defensive driving course, but it is not automatic on the insurer's side. To activate it: - Email or upload your completion certificate to your auto insurer - Ask for written confirmation of the discount start date and 3-year expiration - Set a reminder to re-take the refresher course (shorter, 4 hours) before the 3 years end Drivers under 55 may still get a voluntary discount — worth asking your carrier directly. Minnesota Defensive Driving Course Please let us know if you have any further questions!