Traffic School Q&A for Honolulu

Hello Kevin, Aloha — Hawaii does not mandate a state-wide insurance discount the way Delaware or Minnesota do, but most major Hawaii carriers offer one voluntarily for drivers who complete an approved defensive driving course. To claim it: - Email or upload your completion certificate to your insurer's customer service - Ask whether they offer a defensive driving discount, the percentage, and how long it lasts - Confirm the effective date is set to the next billing cycle If your current carrier does not offer one, it is worth calling another Hawaii insurer — discounts are commonly 5 to 10 percent for two to three years. Hawaii Defensive Driving Course Please let us know if you have any further questions!